Atlas Essential
Lower maximums apply at older ages.
- Lower maximum than Travel for travelers under 65
- Fewer supplemental travel benefits
Compare Atlas Essential, Atlas Travel, and Atlas Premium for an international trip. Start with your priorities, then check the details that matter to you.
Plan details last verified September 21, 2026. All benefits are subject to eligibility, terms, exclusions, and limits.
Travel medical coverage has a specific purpose. Review the actual benefits for your trip. Do not assume that trip interruption means pre-departure trip cancellation coverage.
Listed benefits are maximums, not promised payments. Age and benefit conditions apply.
| Benefit or option | Atlas Essential | Atlas Travel | Atlas Premium |
|---|---|---|---|
| Maximum available: under 65 | $1,000,000 | $2,000,000 | $2,000,000 |
| Maximum options: ages 65–79 | $50,000 or $100,000 | $50,000 or $100,000 | $50,000 or $100,000 |
| Maximum: ages 80+ | $10,000 | $10,000 | $20,000 |
| Deductible options | $0–$5,000 | $0–$5,000 | $0–$5,000 |
| Emergency evacuation¹ | $500,000 | $1,000,000 | $1,000,000 |
| Repatriation of remains¹ | $25,000 | Elected overall maximum | Elected overall maximum |
| Trip interruption | No benefit | $10,000 | $15,000 |
| Lost checked luggage | No benefit | $1,000 | $2,000 |
¹ Evacuation limits are lifetime maximums. Travel and Premium have a separate $25,000 evacuation limit for eligible acute-onset claims. Essential repatriation is a lifetime limit. All benefits require the policy conditions to be met.
Plan details last verified September 21, 2026. All benefits are subject to eligibility, terms, exclusions, and limits.
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