Independent guidance. A world of possibilities.Explore travel medical plans from WorldTrips

More trips.
One annual plan.

For frequent international travelers who take several shorter trips from a home base. Explore Atlas MultiTrip before your next departure.

Plan details last verified September 21, 2026. All benefits are subject to eligibility, terms, exclusions, and limits.

12 monthsCertificate period
30 or 45 daysChoose a maximum for each trip
$250Deductible per covered trip

Annual does not mean unlimited trip length. Coverage beyond your chosen 30- or 45-day limit is not provided for that trip.

Who is eligible?
The specimen lists ages 14 days through 75 and requires insurance that covers you in your home country. Coverage is for eligible trips outside that country. U.S. citizens and residents generally cannot use it for U.S. travel. Check residence and destination availability in your quote.
What does annual coverage mean?
Multiple eligible trips fall within one 12-month period. Each trip has the 30- or 45-day cap you select. It does not provide 12 uninterrupted months abroad. Compare single-trip plans for a longer stay.
Medical, evacuation, and travel benefits
The plan lists a $1,000,000 overall medical maximum and up to $1,000,000 for emergency medical evacuation. Covered trip interruption, delays, and lost checked luggage have separate limits. Repatriation benefits are described in the specimen.
Exclusions and renewal
Pre-departure trip cancellation is excluded. Pre-existing conditions are excluded except an applicable acute-onset benefit. The annual plan does not renew automatically. Review activity exclusions and current coverage alerts.
Options and pricing
Select your per-trip duration and geographic coverage during the quote. The specimen includes optional AD&D, crisis-response, and personal-liability riders; confirm availability. Your quote determines the current premium.
Check the original details
Annual plan detailsMultiTrip policy specimen

Plan details last verified September 21, 2026. All benefits are subject to eligibility, terms, exclusions, and limits.

Make your next trip
a more prepared one.

Review the policy, confirm your eligibility, and choose your coverage.

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