PERSONAL HELP

Questions before you buy? Speak directly with travel agent Joe Nicolas: (333) 333-3333 or j.nicolas@travinsurance.com.

JOE NICOLAS
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TRAVEL MEDICAL COVERAGE, CLEARLY EXPLAINED

Choose coverage that fits the way you travel.

Whether you are making several trips this year, bringing a group overseas, visiting the United States, or studying abroad, Joe Nicolas can help you compare WorldTrips options before you purchase.

Find the product built for your trip, travelers, and destination.
Compare deductibles, coverage limits, and benefits that matter to you.
Use a direct WorldTrips link to get a quote and purchase your plan.
START WITH WHAT MATTERS

Travel medical insurance can help you prepare for the unexpected.

Medical care abroad, emergency transportation, and travel disruptions can be difficult to navigate away from home. The right plan begins with your actual trip, not a one-size-fits-all policy.

Medical care away from home

Travel medical plans can provide benefits for eligible unexpected injuries and illnesses. Compare the overall maximum, per-injury or illness limits, and deductible.

Emergency assistance when plans change

Selected WorldTrips plans include multilingual travel assistance, with services that can include provider referrals, translation help, and document-replacement support.

Options for different journeys

Find coverage designed for frequent international travel, groups, U.S. visitors, students abroad, or medical evacuation and repatriation needs.

FIND YOUR FIT

One trip does not look like every other trip.

Begin with the detail that shapes your coverage most: how often you travel, who is traveling, where you are going, and whether a school or visa has specific requirements.

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Several trips this year

Atlas MultiTrip is designed for frequent international travelers taking multiple eligible trips during a 12-month coverage period.

Five or more travelers

Atlas Group can place qualifying groups on one plan, with a 10% reduced rate for groups of five or more.

A trip to the United States

Atlas America is built for visitors, including tourists, relatives, temporary workers, and international students coming to the U.S.

Study or visa requirements

StudentSecure offers four plan levels for full-time students and scholars, while Atlas MedEvac can supplement evacuation and repatriation requirements.

EXPLORE YOUR OPTIONS

Travel insurance options available for purchase

Review the purpose of each option, then use its WorldTrips link to get a quote and purchase. Joe is available by phone or email if you would like help deciding where to start.

ATLAS GROUP

Group travel insurance

Coordinated travel medical coverage and one convenient payment for your group.

  • Who it is forGroups of 5+
  • Group rate10% reduced rate
  • Common tripsTours, schools, missions
  • Assistance24/7 emergency help
ATLAS AMERICA

U.S. visitor medical insurance

Help prepare for unexpected medical costs while visiting, working, studying, or doing business in the U.S.

  • Coverage durationUp to 1 year
  • CustomizeLimit and deductible
  • Eligible travelersVisitors to the U.S.
  • SupportMultilingual assistance
STUDENTSECURE

International student insurance

Medical coverage designed for full-time students and scholars studying outside their home country.

  • Plan choice4 coverage levels
  • Student benefitsInjury and illness
  • RequirementsJ-1 compatible*
  • PaymentsMonthly or paid in full
ATLAS MEDEVAC

Medical evacuation & repatriation

Supplemental coverage for international students and visitors who need evacuation and repatriation benefits.

  • Lifetime maximum$75,000
  • Medical evacuationUp to $50,000
  • Repatriation of remainsUp to $25,000
  • Deductible$0
A SIMPLE WAY TO COMPARE

Make your choice with the right questions.

Select the policy type first, then compare limits, benefits, deductibles, provider access, and available assistance services.

1

Define your trip

Consider your destination, trip length, travel frequency, group size, and whether you need to meet a school or visa requirement.

2

Set your priorities

Review the medical maximum, emergency evacuation limit, deductible, and individual benefit limits that address your concerns.

3

Review before purchasing

Read the plan documents for eligibility, exclusions, conditions, and definitions. Joe can help you compare the purchase paths before you continue.

BEFORE YOU PURCHASE

Useful answers for choosing travel coverage

These highlights are a starting point. Your quote and policy documents contain the terms that apply to your coverage.

Start with the travel pattern. An annual plan suits repeated eligible international trips; a group plan is for five or more travelers; Atlas America is for visitors to the U.S.; StudentSecure is for full-time students and scholars; and Atlas MedEvac provides supplemental evacuation and repatriation benefits.

No. Atlas MultiTrip is travel medical coverage and does not include trip cancellation coverage for pre-departure cancellations. Travelers with high-value, nonrefundable trip costs should consider whether separate trip protection is needed.

No. Atlas MedEvac is supplemental coverage for emergency medical evacuation, repatriation of remains, and local burial or cremation. It excludes medical-expense and trip-protection expenses, so review whether you also need broader medical coverage.

StudentSecure meets or exceeds most visa requirements, including J-1 requirements, and can meet many university requirements. Confirm the specific requirements with your school or program and review the selected plan's documents before purchase.

Pricing can depend on age, destination, coverage duration, coverage maximum, deductible, number of travelers, and selected optional upgrades. Use the plan's WorldTrips quote path for pricing specific to your itinerary.

Have a question before you purchase?

Contact Joe Nicolas for help identifying the coverage path that matches your trip. Then review your quote and plan documents before you buy.